About Us

OUR APPROACH

YOUR VALUES, OUR PERSPECTIVE

Great advice doesn’t start with products, a sales pitch, or an investment proposal – it starts with a real conversation. Our approach is rooted in understanding what truly matters to you. Before we design a portfolio, we take the time to talk about your values, vision and what success means in your life.

We understand that wealth looks different for everyone and one size does not fit all. That’s why we bring together a team of dedicated professionals to personalize strategies aligned with your goals —not just for today, but through every chapter of your financial life. When your needs extend beyond our team, we work closely with your trusted network of attorneys, accountants, and other professionals to help ensure everything stays connected and coordinated.

Whether you're building wealth, navigating life transitions, or protecting your legacy, we’re here to bring balance and help you feel confident every step of your journey.

OUR PROCESS

HOW WE WORK TOGETHER

Each relationship begins with a comprehensive financial plan, serving as the foundation for everything we do. We seek to gain a clear understanding of your concerns, goals, and wishes. From there, we design a portfolio tailored to your time horizon, comfort with risk, and long-term objectives in line with your financial plan.

LIFE EVENTS ROADMAP

PLANNING THROUGH EVERY CHAPTER

A Plan isn’t a one-time event; it grows and shifts as your life does. Whether you are launching your career or providing for the people and causes you care about, we are here to help navigate each stage with clarity and care.

From Campus to Career Launching into independence, this marks the start of career-building, financial responsibility and identity formation.

Graduation & Job Search
Debt Management
Budget & Goal Setting
Career Guidance
Develop a Savings Strategy
Building a Financial Foundation
New Hire Benefits Review

Growth with Intention A period of expanding ambition with career advancement, family planning, starting a new business and planting seeds for long-term goals.

Entrepreneurial Opportunities
529 Plans / Education Analysis
Wills, POAs, Healthcare Proxies
Home Ownership / Purchase
Insurance Needs Analysis
Starting a Family
Expand Your Advisory Network (i.e. accountants & attorneys)

Strategic Wealth Accumulation Stage A stage defined by increasing financial flexibility, where long-term goals like retirement, travel or second home begin to take shape.

Executive Career Advancement
Start or Sell a Business
Evaluate Tuition Payment Sources
Negotiate Compensation Packages
Explore Alternative Investments
Care for Aging Parents
Manage Retirement Contributions

The Crossover Years - From Growth to Income A time marked by increasing confidence, as wealth accumulation gives way to thoughtful preparation for income distribution, long-term care planning and legacy decisions.

Children Become Adults
Relocation (Downsizing, Change of Residency)
Navigate Social Security & Medicare Decisions
Divorce and Remarriage Planning
Define Retirement Timeline
Life Planning & Inheritance

Living Fully and Giving Thoughtfully A phase of intentional living, where retirement affords more time for travel, family connection and making sure your estate reflects what matters most.

Explore & Enjoy New Hobbies
Charitable Contributions
Generational Wealth Planning
Coordinate Withdrawal Strategies
Revisit Estate Planning Documents
Support for Next Generation
Managing Health Expenditures

Learn More About Morse, Towey, White & Hoffman

Meet Our Team

300 Madison Ave, 29th Floor
New York, NY 10017

Phone: (917) 286-2730

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